Over $200 Million funded to 35,827 businesses

Frequently Asked Questions

Have a question? We have answers!
  • At NYMCA we understand that the tightening of credit markets can make it difficult for small and medium-sized businesses to raise much needed capital.
  • Lack of capital is the number one reason that businesses fail to succeed.
  • However in current economic times traditional lending sources are unavailable to most merchants.
  • Businesses’ need quick and easy access to cash to continue running everyday operations as efficiently as possible.
  • NYMCA’s merchant cash advance program provides business owners a solution to obtaining quick capital for almost any of their businesses’ needs.
  • NYMCA can advance up to $5 million or more for your business needs.
  • NYMCA receives a small percentage of credit card receipts until the advance is paid back.
  • NYMCA can advance up to 2 times your average monthly credit card receivables.
  • No upfront fees or application costsM
  • Perfect credit NOT required
  • No collateral requirements
  • Source of capital is renewable as the advance is paid down
  • Affordable rates
  • Easy payback - payments are collected automatically, no late payments
  • Businesses can have access to large amounts of capital for almost any of their needs
  • Within 72 hour access to money
  • Opening additional locations
  • Renovation or remodeling of business
  • Marketing and advertising
  • Inventory purchases
  • Equipment purchases
  • Business expansion
  • Discount Merchant Cash Advances - we can fund from $1,000 to $5,000,000 or more. With NYMCA you have access to the most money at the best rates. We have special discount merchant advance program for big ticket and better credit rates. We will meet or beat any competitor's terms.
  • Bad Credit Merchant Cash Advances - we can fund merchant cash advances promptly for people with any credit score. There is no minimum credit qualification. If you are not currently in danger of being evicted from your place of business, you are automatically qualified if you've been accepting credit cards for just 3 months.
  • Start Up Business Merchant Cash Advances - we offer merchants advances if you've been accepting credit cards for just 3 months or even less sometimes.
  • Access to Extensive Network of Lender Resources and Partnerships
  • Years of Experience and Expertise
  • Direct Funding Source - Save Time and Money
  • Easy Payback and No Fixed Payments
  • 24/7 Professional Customer Supports
  • Modern Technology - Enhanced Accuracy
  • Easy Renewal and Additional Funding Process
  • Fill out our Quick Apply Online Approval Form
  • Fill out our Online MCA Application Form
  • Wait for our Representative to Contact You Directly to Complete Your Qualification Process
  • Even if you are not looking for capital today, it can make a difference tomorrow.

    Still have a question? Call our Customer Service Department and get the answers you need for your business funding advance.
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    $208,608,808.62 funded to 35,827 businesses
    Get Yours Today